Does Insurance Cover Self-Inflicted Gunshot Clean Up?

Facing the death of a loved one from a self-inflicted gunshot suicide is difficult enough without dealing with insurance for cleaning up the affected areas. Whether you have coverage or not (consult your adjuster to make certain), it’s important to clean any blood or bodily fluids to remove the threat of potential bloodborne pathogens from your home. This task can be dangerous and it taxing, so it is recommended that you hire a professional company to take that burden off of you. Aftermath can help disinfect your home after this tragedy with or without insurance.

Cleaning Up Self-Inflicted Gunshot Suicides

The suicide site and surrounding areas can have blood stains and bodily fluids, which can carry potential diseases and bloodborne pathogens and can put you at risk. Disinfecting these areas is critical to your health, and Aftermath can make it simple to do so. While many people have coverage for crime scene and trauma cleaning through their homeowners insurance policy, you should contact your insurance adjuster to determine if your policy covers self-inflicted gunshot cleanup services.

At Aftermath, we provide options for people with or without coverage to assist in covering the costs for our service. Factors that affect pricing can include:

  • The number of affected rooms
  • The amount of structural damage
  • The length of time the victim was left unattended
  • Additional complications (e.g. hoarding, machinery, large amounts of personal property)

If you have insurance, we can work directly with your provider. Our standard practices include documenting the scene with before and after photos, which we submit to your insurance provider along with the bill. All you will be responsible for is paying the deductible.

If you don’t have insurance coverage, you still have options. We have payment options and can help with third-party sources to assist your payment, including:

  • Victims compensation assistance
  • Discount programs
  • Payment plans
  • Aftermath financial assistance, if eligible

The specialists at Aftermath are prepared to handle even the most complex cleanup jobs. Backed by nearly 20 years of research and experience, we specialize in controlling, sanitizing and disinfecting, and removing biohazardous material from your home.

We want to help you recover from the tragedy of a loved one passing from a self-inflicted gunshot through our expert clean up process, with or without insurance. Contact us today to learn how we can help you.

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Sources:
http://www.consumerinsuranceguide.com/home_insurance/things-you-didn%E2%80%99t-know-your-homeowners-insurance-covers/

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