Does Insurance Cover a Crime Scene Cleanup?
Does insurance cover the cleanup of a crime scene? It’s a difficult question to consider after the unexpected loss of a loved one. But, it’s unavoidable unless you understand your insurance policy before such an event occurs. There are costs associated with moving forward from a tragedy, and crime scenes can often require a lot of cleanup and disinfecting in order to return your home to safe, livable conditions.
How Insurance Helps with Crime Scenes
When you’re faced with tending to the cleanup and restoration of a crime scene, your homeowners insurance may be able to cover the cost of cleanup. Some homeowners insurance policies can.
While dependent on the policy type, most policies an help pay for biohazard and crime cleanup specialists, like Aftermath, for murders, attempted murders, or unattended death.. However, there is no guarantee what your policy covers. Review your insurance policy for further guidance on policy type and coverage limits.
Aftermath Can Help With or Without Insurance Coverage
At Aftermath, we understand that no one anticipates facing these types of tragedies, which is why we work with our customers throughout the insurance claims process and provide a variety of payment options and plans to help alleviate the your stress of a cleanup.
In addition to hourly rates, a variety factors can affect the price of our services, including:
- The number of affected rooms
- The amount of structural damage
- The length of time the body was left unattended
- Additional complications (e.g. hoarding, machinery, large amounts of personal property)
If you’re paying with insurance, our standard service includes complete, detailed documentation and photography of before and after remediation. With your authorization, we can assist you through the claims process, including assistance in claim filing, and provide technical documentation and invoice directly to your insurance provider.
If you don’t have insurance, you still have options. We provide a variety of payment options and assist with third-party sources of funding, such as:
- Victims compensation assistance
- Discount programs
- Interest free payment plans
- Aftermath financial hardship assistance, if eligible
Aftermath is Always Ready to Help Families Begin Recovering
Consumer Insurance Guide: http://www.consumerinsuranceguide.com/home_insurance/things-you-didn%E2%80%99t-know-your-homeowners-insurance-covers/