Insurance Coverage for Restoration After Suicide

Restoring a home after a traumatic event can seem impossible, especially when the family is grieving. This task is even more challenging when the event is a suicide. Then there’s the question of whether insurance will cover the remediation process. Most people don’t anticipate needing coverage for biohazard cleanup in their home, but Aftermath can work with your insurance provider or create a payment plan to help ease your stress during this time of grief.

Aftermath Helps With or Without Insurance

Most homeowners insurance policies, especially those from large insurance companies, do cover remediation and restoration services. The purpose of the insurance is to return your home to the state it was prior to the unfortunate event. Because most policies do cover restoration work, many homes already have coverage for biohazard and crime scene cleanups. However, you should check your policy to be certain, especially if your policy is older or is with a smaller insurance company.

Note: When you check with your provider, ensure you are speaking with your adjuster, not your agent. Your insurance adjuster is well versed in your policy and will be able to tell you exactly what is and isn’t covered.

Aftermath can work directly with your insurance provider to help turn your house back into a home. Our standard procedure includes documenting and photographing the affected areas before and after our cleaning. We send the bill and documentation to the insurance provider and resolve payments directly with them, so all you have to do is pay your deductible.

If you find that you don’t have coverage, we will help you find other payment options, including:

  • Victims compensation assistance
  • Discount programs
  • Payment plans
  • Aftermath financial assistance, if eligible

Whether you’re covered by insurance or not, finding a restoration and trauma cleanup specialist after a suicide shouldn’t add more grief to your life. Contact Aftermath day or night and let us help you move past this tragedy.